Infertility Insurance Benefits
Insurance benefits can vary, please call your insurance carrier, and get specific information about your infertility coverage before you begin treatment.
Some plans cover both diagnostic testing and infertility treatments. Others may only cover the diagnostic portion or only specific infertility treatments. As a courtesy, if you have insurance coverage for reproductive treatments, we will assist you with your insurance claims.
Making sense of your insurance policy:
Look at both your medical coverage and your prescription coverage. When communicating with your insurance carrier you may want to focus on the following:
- What is the definition of fertility in the contract?
- What coverage is listed?
- What procedures require pre-authorization?
- Are there restrictions on the type of healthcare provider that can perform fertility services?
- What limits, if any, apply to your coverage in terms of treatment cycles, procedures, months in therapy, etc.?
- Is there drug coverage?
- Are infertility drugs covered under the pharmacy benefit or medical benefit?
- Is there a 30-day drug prescription limit for infertility drugs?
For more detailed information, please see Maximizing Your Insurance Coverage for Infertility
by Serono, Inc. You can also use the following two letters to request a predetermination of your benefits:
If you have any questions regarding the above information, please contact us by phone at 650-322-0500 or via email at care@BayIVF.com. To request an appointment, please go to the Request an Appointment page.
